Dividend Tax & Take-Home Pay Calculator

See exactly how much of your limited company's profit reaches you after Corporation Tax, salary, dividend tax, and National Insurance — split however you like between salary and dividends, updated live as you type.

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Estimate only, not tax or accounting advice. This tool applies simplified HMRC-style formulas to the figures you enter — it doesn't know your full personal tax position (other income, pensions, student loans, Scottish rates, marriage allowance, IR35 status, etc.), and its Corporation Tax marginal relief assumes a single company with no associated companies. Rates below are editable and default to published 2026/27 figures; always confirm against gov.uk or an accountant before deciding how to pay yourself.

Your company & pay

Figures are annual. Everything below recalculates as you type.

Company annual profit, before your pay (£)

Profit before Corporation Tax, before your salary, and before employer National Insurance are deducted.

Your annual director's salary (£)

Dividends

Draw all profit available after Corporation Tax as dividends Draw a specific dividend amount

This company can claim Employment Allowance against employer NI. Most companies where the director is the only paid employee can't claim this — check eligibility on gov.uk before enabling.

Breakdown

How your company's profit turns into your take-home pay, step by step.

Inside the company

Company profit (before your pay): £0.00
− Salary: −£0.00
− Employer National Insurance: −£0.00
= Profit before Corporation Tax: £0.00
− Corporation Tax: −£0.00
= Profit available for dividends: £0.00

To you, personally

Salary (gross): £0.00
− Employee National Insurance: −£0.00
− Income Tax on salary: −£0.00
Dividends drawn: £0.00
− Dividend Tax: −£0.00
= Take-home pay: £0.00

Salary-only comparison

What you'd take home if this same company profit were paid entirely as salary — no dividends at all.

Salary-only gross pay: £0.00
− Employer National Insurance: −£0.00
− Employee National Insurance: −£0.00
− Income Tax: −£0.00
= Take-home pay (salary-only): £0.00

Take-home pay

Your current salary + dividend split.

You keep

£0.00

0% total tax & NI on £0 of company profit

Employer NI: £0.00
Corporation Tax: £0.00
Employee NI: £0.00
Income Tax (salary): £0.00
Dividend Tax: £0.00

Payslip ⌄

Turns the salary above into a payslip PDF for one pay period. This produces a document only — it doesn't submit anything to HMRC. Running real PAYE still needs RTI-compliant payroll software (e.g. HMRC's free Basic PAYE Tools) to report each payment on or before payday — this isn't a substitute for that.

Employer name Employer address (optional) Employee name NI number (optional) Tax code Pay frequency Pay date

Gross pay, Income Tax, and Employee NI for the period come straight from the salary and rates in the calculator above — editing the salary there updates the next payslip too.

Tax settings & rates ⌄

Defaults reflect published 2026/27 figures. Every threshold and rate below is editable — useful since National Insurance and Corporation Tax rates in particular can change between Budgets, and Personal Allowance/Income Tax thresholds are only frozen through 2027/28.

Income Tax

Personal Allowance PA taper starts at Higher-rate threshold Additional-rate threshold Basic rate % Higher rate % Additional rate %

Dividend Tax

Dividend Allowance (0% band) Basic rate % Higher rate % Additional rate %

Employee National Insurance

Primary threshold Upper earnings limit Main rate % Above UEL rate %

Employer National Insurance

Secondary threshold Rate % Employment Allowance (if claimed)

Corporation Tax

Small profits limit Main rate limit Small profits rate % Main rate % Marginal relief fraction % (standard fraction, 3/200 = 1.5%)

Backup & restore ⌄

Your saved inputs only live in this browser — clearing your browser data, switching devices, or switching browsers means they're gone for good. Download a backup now and then, and you can restore it here or on another device/browser.

Restore from backup

Restoring replaces your saved inputs and tax settings in this browser with what's in the file. It never touches your subscription — a backup file can't grant free access.

Your company & pay

Breakdown

Salary-only comparison

Take-home pay

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